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Annuity and insurance products offered through AXA Network, LLC and/or its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, as AXA Network Insurance Agency of Utah, LLC. AXA Network does not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly licensed.

Beard Shuford Financial Group is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network.

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